After oscillating up and down in the first few months of the year, mortgage rates have finally dipped. According to the Bankrate.com national survey of large lenders: Benchmark 30-year fixed-rate mortgage fell 3 basis points to 6.13%. Benchmark 15-year fixed-rate mortgage remained at 5.71%. Benchmark 5/1 adjustable-rate mortgage dropped 9 basis points to 5.87%. (A [...]